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K. BALCHAND: Even without a debit or credit card or net banking facility, customers can now book their railway tickets online, thanks to the introduction of the IMPS (Interbank Mobile Payment System) by the IRCTC (Indian Railway Catering and Tourism Corporation Limited).

IMPS now allows inter-bank payments through mobile phones. A customer won’t require a computer to purchase train tickets.

The charge for using the IMPS facility has been pegged at Rs. 5 for a transaction of up to Rs. 5000, and Rs. 10 thereafter. According to the IRCTC, by providing an additional payment option, it would be able to make the functioning of its website smoother.

Booking via the IMPS will be possible for only those who have registered their mobile numbers with their respective bank accounts, as they would be required to furnish their unique MMID (Mobile Money Identifier) and the M-PIN (Mobile PIN).

Things will become much smoother in the near future when a customer will be able to book his/her tickets through mobile SMSs without having to access the internet or using a debit or credit card.

( Courtesy: http://www.thehindu.com/ )

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