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Articles
In recent times, there
have been a spate of news items revealing a credit
card fraud. In one such item, two youngsters were
caught duping credit card holders by offering them
new credit cards with higher credit limits by
trading in their old credit cards. The youngsters
then used the old cards to make their purchases,
mostly electronics. This is how they laid the plot.
They would call up
credit card holders representing themselves as
employees of the credit card company. They would
inform these clueless customers about a new scheme
about new credit cards with greater purchase limits
in exchange of old ones. Then they would also inform
customers that the company's representative would
soon visit them with the new card, which would be
activated as soon as they filled in a form!
This news
only reinstates the importance of being a vigilant
customer and using credit cards with utmost
prudence. Here are a few things one can do:
1.
If you lose your credit card, it is necessary to
inform your credit card company immediately. This
will enable the card issuer to freeze the card with
immediate effect and prevent any purchases on the
card. The important thing for you is that your
liability is limited once you inform the credit card
issuer.
2.
Destroy your old card completely before you begin
using your new card. This is important even if your
old card has expired or you are upgrading your card.
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